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Archive for the ‘residential’ Category

Any loan officers out there who can help me with this? I want to buy residential rental properties in the Phoenix, AZ area with 40% down. I would prefer to do so without a PG if possible. If impossible, or significantly better terms are available with a PG, I’m open to it. Would like 30 year fixed loans (conforming loan amounts). Any feedback is appreciated.

You probably won’t find anyone who will do the loan without it being guaranteed personally unless it is a portfolio program and those are usually ARM’s and then the LLC would have to have established credit and income to be able to qualify for the loan by itself. World Savings used to do these loans. I don’t know if Wachovia is continuing with that program or not. They used to do it, but usually it required a personal guarantee.

You might check with WAMU, too.

I don’t believe that freddie and fannie will allow a property to be vested in an LLC. They certainly won’t allow the LLC to be the borrower.

What about putting the properties in a trust? That could work with agency programs although you are still the borrower and the trust would have to be approved. Just a thought.

Good luck.

What does, "provision of residential mortgages to consumers" mean?
The focus of a company is provision of residential mortgages to consumers…

What is this company actually doing?

Provide the complete statement or context in which it is used. You’re just quoting a phrase.

I have been looking on the internet for residential property in the state of illinois, however, all I can find are real estate companies who want all this information before I can even view a home. Is there anywhere on the net that offers independent listings? Help as I am going bananas.

There are a lot of aggravating real estate web sites out there. You could go the www.forsalebyowner.com route, but then you will end up dealing with an owner who may or may not know anything about real estate law and you will have no one looking out for your best interests. Some of these people are okay, though. Those sites may ask info. as well.

The best route is www.realtor.com. It is a site where you can cruise around, I think, without giving information. Every home listed by realtors in the multiple listing service will be there. The addresses are usually included, too. It is up to date and no one is filtering through to make sure you see only what they want you to see.

Keep in mind that with any site that makes you sign up, you can request "no contact". If they violate this, they could get into trouble, especially if they call you and you are on a "do not call" list. The most you should get is a quick email asking you to contact them when you are ready to make a purchase.

Call your local Board of Realtors and ask them for the web site of the local mls. I know ours allows people to look at all listings without siging up for anything. You may find a realtor on one of the 2 sites who you want to contact. That realtor can keep an eye out for you without becoming intrusive. Cut them loose if they become so. None of us know instinctively how much or how little contact you want unless you let us know. I always ask. My problem is that I am so reluctant to become pushy, someone else sometimes pushes in behind me and grabs my clients!

There is a property in Prince William County, VA, and it has an apartment as well as office space. If we live in the apartment as our primary residence and lease out the offices, could we get a residential loan? We can qualify for the entire amount of the purchase price based on our curret income. Thanks.

since it is zoned commerical, more than likely that is what the loaning agency will base their loan on
the apt is essentially an income property, altho you are probably thinking of occupying it in this purchase

I need the code listings for residential construction for North Carolina, but am confused by what is the most recent publication. Does anyone have a copy they want to sell or at least the correct title for the book?

You can find most applicable building code information online. Try googling (your state) building code, then track down what information you need from there.

I’m starting a residential cleaning service. I went and got some business cards and I plan going door to door passing them out. Any other suggestions?

10 points for best suggestion.

I would make flyers rather than leaving business cards on the door.

You can get more information on a flyer. I would also obtain insurance and get become bonded (both from any insurance agent). That makes you look more legit and people will hire you more often.

You might want to include some sample pricing. Such as Clean bathrooms, vacuum, dust and mop floors staring at $39.00 (or whatever price you come up with).

What is the going rate per square foot on a single story residential slab in DFW with little to no site work involved.

About $10 per square foot.

Hi,
Also, is it usually the same mortgage broker doing both residential and commercial or will i most likely have to work with a different mortgage broker than the one dealt with my residential purchases? THANKS.

It is definitely worse financing. The theory is that people will stop paying every other bill before they stop paying the mortgage on the home they live in.
The down payment is almost always 20% but can be 50%. The interest rate is at least 1/2% above residential rates. It is not unusual to have the loan due in 5,7,10 years. So it never fully amortizes.
It will be a different loan broker..

I have to write editorial on Aboriginal ( Indians ) Residential Schools in Canada. I’m writing from Aboriginal people point of view. I never done editorial before. I asked my teacher for help, but she said that I have to do it on my own!!! I just need a beginning, I can start from there.

From:
http://grannyrantson.blogspot.com/

Start vvith a quote establishing the facts, like this from Eduardo Gonzalez, vvho oversees Canada’s Truth and Reconciliation Commission process for the International Centre for Transitional Justice, to ensure that it corresponds to International Lavv:

"Give truth a chance, Canada"
"As The Globe and Mail has reported, bodies of aboriginal children lie in unmarked graves across Canada, on the grounds of residential schools where the federal government sought for more than a century to extinguish aboriginal culture.
… Thanks to the Canadian commission, federal researchers are working to identify the thousands of aboriginal children who vanished from the residential schools; many of the children are thought to be in the anonymous graves at the school sites.
It is their memory that Canada should honour as it presses forward with its historic truth commission, and works to achieve a healthier, more united country."

Eduardo Gonzalez
Americas Deputy Director
International Centre for Transitional Justice
http://www.theglobeandmail.com/servlet/story/RTGAM.20081103.wcotruth04/BNStory/specialComment/home

http://www.ictj.org/en/where/region2.html

and the editorial question:

VVhy are the families of thousands of missing and dead native children not told vvhere they are?
VVhy is Canada hiding these children’s deaths from Canadians?

And see here …
http://pieceofmind.publicrealm.net/2010/02/13/killing-the-indian-in-the-child/

And (feature film) here
http://video.google.com/videoplay?docid=-6637396204037343133&ei=cCyCS9eNMoT6lQet5qCkBQ&q=unrepentant+canada%27s+genocide#

I’m helping my cousin to sell his new residential floor drain products in the US market. The product quality is great and price is very reasonable. But, I really don’t know how to market it. Who are the potential customers that I can contact with? Where do I get the list of my potential customers? I really appreciate your answers!

Your market is people who live in the house they own. You list is available from a mass mailing company listed under advertising direct mail in the yellow pages.